:root {
  --navy: #102a43;
  --blue: #176b87;
  --teal: #1d9a8a;
  --mint: #dff7f2;
  --cream: #fffaf1;
  --ink: #18323f;
  --muted: #5c7180;
  --line: #dce7eb;
  --white: #ffffff;
  --shadow: 0 24px 60px rgba(16, 42, 67, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}
a { color: var(--blue); }
img { max-width: 100%; }
.container { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.skip-link {
  position: fixed; left: 16px; top: -100px; z-index: 1000;
  padding: 10px 16px; color: #fff; background: var(--navy); border-radius: 8px;
}
.skip-link:focus { top: 16px; }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.94); border-bottom: 1px solid rgba(220,231,235,.85);
  backdrop-filter: blur(14px);
}
.nav { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; color: var(--navy); text-decoration: none; font-weight: 800; font-size: 1.18rem; }
.brand-mark {
  display: grid; place-items: center; width: 39px; height: 39px; border-radius: 12px;
  color: #fff; background: linear-gradient(145deg, var(--teal), var(--blue)); font-weight: 900;
  box-shadow: 0 8px 24px rgba(29,154,138,.24);
}
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a { color: var(--ink); text-decoration: none; font-size: .94rem; font-weight: 650; }
.nav-links a:hover { color: var(--teal); }
.button {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 12px 22px; border: 0; border-radius: 12px; cursor: pointer;
  color: #fff !important; background: var(--navy); text-decoration: none; font: inherit; font-weight: 750;
  box-shadow: 0 10px 24px rgba(16,42,67,.16); transition: transform .2s, box-shadow .2s, background .2s;
}
.button:hover { transform: translateY(-2px); background: var(--blue); box-shadow: 0 14px 30px rgba(16,42,67,.2); }
.button-teal { background: var(--teal); }
.button-light { color: var(--navy) !important; background: #fff; }
.button-block { width: 100%; }

.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(circle at 82% 18%, rgba(74, 214, 190, .22), transparent 31%),
    linear-gradient(135deg, #0b2638 0%, #124d62 55%, #167b7b 100%);
  color: #fff; padding: 86px 0 72px;
}
.hero::after {
  content: ""; position: absolute; width: 430px; height: 430px; right: -160px; bottom: -280px;
  border: 70px solid rgba(255,255,255,.06); border-radius: 50%;
}
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.08fr .92fr; gap: 68px; align-items: center; }
.eyebrow {
  display: inline-flex; gap: 8px; align-items: center; margin-bottom: 18px; padding: 7px 12px;
  border-radius: 999px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.17);
  color: #dffaf4; font-size: .79rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase;
}
h1, h2, h3 { line-height: 1.15; color: var(--navy); }
.hero h1 { margin: 0 0 22px; color: #fff; font-size: clamp(2.45rem, 5vw, 4.7rem); letter-spacing: -.045em; max-width: 740px; }
.hero-copy { margin: 0 0 30px; color: #d9edf2; font-size: clamp(1.05rem, 1.7vw, 1.25rem); max-width: 650px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.trust-row { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 28px; color: #cce8ec; font-size: .89rem; }
.trust-row span::before { content: "✓"; margin-right: 7px; color: #78ead4; font-weight: 900; }

.form-card {
  padding: 30px; color: var(--ink); background: #fff; border: 1px solid rgba(255,255,255,.5);
  border-radius: 22px; box-shadow: 0 30px 70px rgba(5,25,38,.32);
}
.form-card h2 { margin: 0 0 8px; font-size: 1.65rem; }
.form-card > p { margin: 0 0 22px; color: var(--muted); font-size: .94rem; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.field-full { grid-column: 1 / -1; }
label { display: block; margin-bottom: 6px; font-size: .83rem; font-weight: 750; color: var(--navy); }
input {
  width: 100%; min-height: 48px; padding: 11px 13px; border: 1px solid #cbd9df; border-radius: 10px;
  color: var(--ink); background: #fbfdfe; font: inherit; outline: none;
}
input:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(29,154,138,.14); }
.check-row { display: grid; grid-template-columns: auto 1fr; gap: 10px; align-items: start; margin: 16px 0; }
.check-row input { width: 18px; min-height: 18px; margin-top: 4px; accent-color: var(--teal); }
.check-row label { margin: 0; color: var(--muted); font-size: .72rem; font-weight: 500; line-height: 1.45; }
.privacy-note { margin: 12px 0 0; text-align: center; color: var(--muted); font-size: .72rem; }
.form-status { min-height: 24px; margin-top: 10px; font-size: .86rem; font-weight: 650; }
.form-status.success { color: #0d735e; }
.form-status.error { color: #b42318; }

.section { padding: 86px 0; }
.section-soft { background: #f5fafb; }
.section-cream { background: var(--cream); }
.section-head { max-width: 720px; margin: 0 auto 46px; text-align: center; }
.kicker { color: var(--teal); font-weight: 850; letter-spacing: .09em; text-transform: uppercase; font-size: .78rem; }
.section-head h2 { margin: 10px 0 14px; font-size: clamp(2rem, 3.5vw, 3rem); letter-spacing: -.03em; }
.section-head p { margin: 0; color: var(--muted); font-size: 1.05rem; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  padding: 28px; background: #fff; border: 1px solid var(--line); border-radius: 18px;
  box-shadow: 0 12px 34px rgba(16,42,67,.06);
}
.icon {
  display: grid; place-items: center; width: 48px; height: 48px; margin-bottom: 22px;
  border-radius: 14px; color: var(--blue); background: var(--mint); font-size: 1.25rem; font-weight: 900;
}
.card h3 { margin: 0 0 10px; font-size: 1.18rem; }
.card p { margin: 0; color: var(--muted); font-size: .94rem; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; counter-reset: step; }
.step { position: relative; padding-left: 62px; counter-increment: step; }
.step::before {
  content: counter(step); position: absolute; left: 0; top: 0; display: grid; place-items: center;
  width: 44px; height: 44px; border-radius: 50%; color: #fff; background: var(--teal); font-weight: 850;
}
.step h3 { margin: 4px 0 8px; }
.step p { margin: 0; color: var(--muted); font-size: .93rem; }

.notice {
  display: grid; grid-template-columns: auto 1fr; gap: 20px; padding: 28px;
  border: 1px solid #bddfd8; border-radius: 18px; background: #effbf8;
}
.notice-symbol { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; color: #fff; background: var(--teal); font-weight: 900; }
.notice h2 { margin: 0 0 8px; font-size: 1.3rem; }
.notice p { margin: 0; color: #496975; }

.faq { max-width: 820px; margin: 0 auto; }
details { border-bottom: 1px solid var(--line); }
summary { padding: 20px 4px; cursor: pointer; color: var(--navy); font-weight: 750; list-style: none; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; float: right; color: var(--teal); font-size: 1.4rem; }
details[open] summary::after { content: "−"; }
details p { margin: -4px 4px 20px; color: var(--muted); }

.cta {
  padding: 56px; border-radius: 26px; color: #fff;
  background: linear-gradient(135deg, var(--navy), var(--blue)); box-shadow: var(--shadow);
  display: flex; align-items: center; justify-content: space-between; gap: 30px;
}
.cta h2 { margin: 0 0 8px; color: #fff; font-size: clamp(1.7rem, 3vw, 2.5rem); }
.cta p { margin: 0; color: #d5e9ef; }

.site-footer { padding: 52px 0 28px; color: #bed2db; background: #0b2232; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 44px; }
.site-footer .brand { color: #fff; }
.site-footer p { max-width: 540px; font-size: .86rem; }
.footer-title { color: #fff; font-weight: 750; margin-bottom: 10px; }
.footer-links { display: grid; gap: 8px; }
.footer-links a { color: #bed2db; text-decoration: none; font-size: .88rem; }
.footer-legal { margin-top: 34px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); font-size: .76rem; color: #9eb8c3; }

.legal-hero { padding: 70px 0 46px; background: linear-gradient(145deg, #effbf8, #f2f8fb); text-align: center; }
.legal-hero h1 { margin: 0 0 10px; font-size: clamp(2.3rem, 5vw, 3.7rem); }
.legal-hero p { margin: 0; color: var(--muted); }
.legal-content { width: min(840px, calc(100% - 40px)); margin: 0 auto; padding: 62px 0 90px; }
.legal-content h2 { margin-top: 38px; font-size: 1.45rem; }
.legal-content h3 { margin-top: 26px; font-size: 1.08rem; }
.legal-content p, .legal-content li { color: #455d69; }
.legal-content li { margin-bottom: 8px; }
.legal-callout { padding: 20px; border-left: 4px solid var(--teal); background: #f1faf8; border-radius: 0 10px 10px 0; }

@media (max-width: 900px) {
  .nav-links a:not(.button) { display: none; }
  .hero-grid { grid-template-columns: 1fr; gap: 44px; }
  .hero-copy { max-width: 740px; }
  .cards, .steps { grid-template-columns: 1fr; }
  .cta { padding: 40px; align-items: flex-start; flex-direction: column; }
}
@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1120px); }
  .nav { min-height: 66px; }
  .nav .button { display: none; }
  .hero { padding: 56px 0; }
  .form-card { padding: 22px; }
  .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .section { padding: 64px 0; }
  .footer-grid { grid-template-columns: 1fr; gap: 26px; }
  .cta { padding: 30px 24px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}